If you're a gig worker, an auto accident can be especially confusing. What do you do if you're injured while working? Do you file a claim with your auto insurance company or the company that hired you? If you are self-employed, which insurance policy should cover the damages? In this helpful blog post, you will learn the answer to all of these questions and more.
You crashed your car—now what?
If you're a gig worker and you get into an accident while working, the first thing you should do is seek medical attention if necessary. Once you've taken care of your health, you'll need to start thinking about auto insurance and who will pay for the damages.
If you have auto insurance, contact your insurer as soon as possible to let them know about the accident. If you don't have auto insurance, or if your policy doesn't cover accidents that occur while you're working, then you'll need to file a claim with the company that hired you.
The next step is to contact an auto accident lawyer. An experienced auto accident lawyer will be able to help you navigate your insurance claims process and get the compensation you deserve.
Do you notify the company that hired you for gig work?
That depends on your contract. If you are an employee of the company, then you should notify your employer as soon as possible. However, if you are an independent contractor, you are generally not required to notify the company that hired you.
If you're self-employed and you get into an auto accident while working, the first thing you need to do is contact your auto insurance company. If you don't have auto insurance, or if your policy doesn't cover accidents that occur while you're working, then you'll need to file a claim with the company that hired you. This can get confusing, so it's best to consult with someone from a team of auto accident insurance lawyers first.
What if the other driver was at fault?
If the other driver was at fault for the accident, their auto insurance company should pay for the damages to your vehicle. Unfortunately, there's a good chance that the other driver's auto insurance company will try to deny your claim. This is when you may need the help of experienced car accident insurance attorneys.
Traditional employees can often request workers' comp if an accident occurs on the clock, but the rules are different for gig workers. If you were injured while doing gig work, schedule a consultation with a team of auto accident insurance lawyers. Meeting with car accident insurance lawyers can help you understand the best course of action for your accident, so you can focus on healing.